Using sound advice and insurance products, we help people avoid unnecessary losses and find money they are currently losing unknowingly and unnecessarily.

FAQs

If we’re meeting about retirement planning, I will help you answer four financial questions documenting whether you are on track to have the money you’ll need to be able to retire at your current living standard and have your money last through your life expectancy. From there you and I can determine if what I do can be worthwhile in your financial planning.
I don’t charge you directly for providing a plan. When insurers provide financial products to you, they pay me a commission. Also, if you like what I do, you pay me by providing referrals of people who like you are friendly, responsible and serious about their money.
No. I do not sell stocks or bonds. I believe there is more opportunity to serve my clients by helping them avoid losses than by picking winners.
I help people find money they are currently losing unknowingly and unnecessarily. In general, I review 5 ways people are transferring wealth:
1. How they pay for their house (mortgages).
2. Taxes.
3. How they fund retirement accounts.
4. Education funding.
5. Major capital expenses – cars, weddings, vacations, home improvements.
My work has no direct cost and no obligation. Has your advisor developed plans to help you avoid unnecessary losses, and provided documentation to the four financial questions that everyone should know who is concerned about their financial future?
1. What rate of return do you have to earn on your savings and investments to be able to retire at your current standard of living and have your money last through your life expectancy?
2. How much do you need to save each year to be able to retire at your current standard of living and your money last through your life expectancy?
3. Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle until life expectancy?
4. If you don’t do anything different than you are doing today, how much will you have to reduce you standard of living at retirement for your money to last to your life expectancy?
Book a one hour meeting if you’d like to know the answer to those questions and determine if what I do is what you are looking for.

Winning the Financial Game

 

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